Retired and liked the tax cut but health ins went up so I came out with a negative $13
How many of you people are retired? Are you benefiting from the new federal tax rate?
- Thread starter SlugSlinger
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Well, in my case, it isn't guns and outdoor stuff. Unless you consider camera equipment as outdoor stuff. A few weeks ago, the wife bought me a new Nikon D810, and just yesterday, after I was watching a YouTube video on photographing wildlife, she commented on a lens that was mentioned in the video. She says that once things get lined out, she wants to buy me a Nikkor 200-500 mm f/5.6 zoom lens.
Life is definitely good...
Photography question.
I purchased last year a Canon i3 or 5 can't remember (my daughter has in her possession at the moment). The reason for my purchase was to hook up a tether to my tablet so I could use as a spotting scope. I have not had time to try it. My reasoning was $500 for a good optic or the same for something a little more universal. Anyone else do this?
A 500mm would be really nice. 300 is as big as we have with our Sony. You can get some amazing pics with a lens that big.
Haven't done the tethering, but it is common in photography to tether to a laptop so one can immediately see the image taken with the camera. Now, while good lenses are more important than camera bodies, I'm not sure what you meant by "something a little more universal." Are you referring to a fixed prime lens for the camera or for a zoom? Or, something else entirely?
Universal. Rather than buying a spotting scope, I bought a camera hoping to use as a spotting scope, and tether to tablet to have a larger picture rather than looking through the eyepiece.
Zoom lens plus digital zoom built into the camera.
The Spotting scope must have digital capabilities to do this or use a digiscope adaptor?
I'm interested in learning.
Have had this conversation with the wife a number of times... she didn't want to change my deductions to bring home more each month, as she reasoned that we wouldn't save as much of that at a time and preferred the idea of a big windfall in April. I will admit, the last 2 years of this have felt very nice to get that big refund (on paper) but every penny went to back taxes from a couple of years ago when I was out of work for half the year.
This year, we will be getting a very large refund due to this - something she had planned for and is eagerly looking toward doing some remodeling on the house she's been wanting to do. Unfortunately, we had some big expenses this month in helping my parents move and spent a ton we weren't planning on, and still have some other outstanding debt. I texted her tonight and told her I don't think we should be spending money on home improvements or vacation (drat!) until we take care of some of that stuff. Her response was a very terse, "Ok." I'm afraid I might be in the doghouse...
She did agree a few weeks ago that we should change our deductions, when I showed her how much extra monthly income it would net, and that we could put that in a money market account or something and earn at least something on it throughout the year, instead of it sitting in the .gov's bank account and earning us nothing.
Sadly, looking at the tables posted above, I am in one of only 2 tax brackets that got absolutely no rate reduction. Drat, again. <sigh> It is possible, since I have cut back a tiny bit on work, if I don't pick up anything extra this year, that I may drop into the next lower bracket, which would give me a 3% cut over last year's taxes. I maxed out my IRA contributions this year, but I don't think it's going to end up being enough to get me into the next lower tax bracket.
Is that how it works? It comes off your net taxable income which is used to determine your ultimate bracket? Or is your bracket based strictly on your gross before any deductions?<edit> Oops. I'm a dumbass. All those deductions contribute to AGI, which gives you your tax bracket. I used one online calculator with some guesstimates of deductions and it told me I was going to get back a LOT less than I thought... I don't know. This **** is all confusing to me.
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