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Message: <blockquote data-quote="trekrok" data-source="post: 3687384" data-attributes="member: 6668">Agree, I've thought the same thing. Paying to see the doctor is reasonable and would eliminate some of the silly costs and time wasters. In addition to the insurance, we pay a doctor a fee directly every month. He does not deal with insurance at all. Everyone pays him directly every month. The cost of it is creeping up too, but the level of service is great. He doesn't have to worry about having people come in if a text will do.  He doesn't mark up stuff like labs or x rays that he does in the office.  So, I don't need any primary care doctor coverage from insurance.  But with obamacare, all that, including pregnancy, is forced into the plans.  I'd be curious what these plans would cost if we could strip out all the preventative dr visits etc.</blockquote>