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Message: <blockquote data-quote="El Pablo" data-source="post: 3687815" data-attributes="member: 1563">Yep, I just blame both parties for this mess. Way too much overhead right now, which doesn’t help either.  Pricing should be clear with insurance, it’s not. There are just so many things broken about it, and massive overhead for just billing and insurance. The right blames the left, the left blames the right. Both sides are most likely partially correct, but fix it already. What we have has not worked as long as I remember and have been paying into the mess since 1999.My daughter broke her arm in March. That cost me 5k, with insurance, and I paid stupid high premiums on top of that.Health insurance and retirement being tied to your job is part of the problem. Less competition with a somewhat captive customer base, as you can’t switch providers without switching jobs. So they can be awful to deal with.</blockquote>