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<blockquote data-quote="OKRuss" data-source="post: 3890564" data-attributes="member: 41777">Trekrok, would you be better off putting that money into an account then pay cash when/if you have to go to the dr?&nbsp; I know a guy who did that in CO and found a local doctor with a &#039;flat fee&#039; system if paying cash.&nbsp; Depends on how often you need care.I&#039;m fortunate and our company still offers some pretty good insurance.&nbsp; Medical, Dental, Vision for me and the wife for 2023 is a little over $500/month.&nbsp; It WAS much better until a few years back.&nbsp; Always had the option for Employee only, Employee and Spouse then Employee and Family.&nbsp; Costs went up for each &#039;bracket&#039;.&nbsp; They eliminated the Employee and Spouse which is our situation and forced into the higher &#039;and Family&#039;.&nbsp; Latest is the Employee can NOT enroll their Spouse if said spouse could be covered by her employer regardless of costs.&nbsp; If available, she couldn&#039;t be on my insurance.&nbsp; Luckily not the case.&nbsp; Employee Only is $31/month!</blockquote>

[QUOTE="OKRuss, post: 3890564, member: 41777"] Trekrok, would you be better off putting that money into an account then pay cash when/if you have to go to the dr? I know a guy who did that in CO and found a local doctor with a 'flat fee' system if paying cash. Depends on how often you need care. I'm fortunate and our company still offers some pretty good insurance. Medical, Dental, Vision for me and the wife for 2023 is a little over $500/month. It WAS much better until a few years back. Always had the option for Employee only, Employee and Spouse then Employee and Family. Costs went up for each 'bracket'. They eliminated the Employee and Spouse which is our situation and forced into the higher 'and Family'. Latest is the Employee can NOT enroll their Spouse if said spouse could be covered by her employer regardless of costs. If available, she couldn't be on my insurance. Luckily not the case. Employee Only is $31/month! [/QUOTE]

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