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Message: <blockquote data-quote="TANSTAAFL" data-source="post: 3889683" data-attributes="member: 27098"><p>Agree with much of that. Unfortunately news and education have dumbed all of us down, we have some good financial instruments if one is young, and one if lucky can choose their standard of living in retirement. Most people now think they will pay off their home and social security will give them enough to survive (especially young progressives.) Saving is critical. Real estate, rental property, a business one can sell, stocks, mutual funds are all good instruments to save in assuming the government doesn't screw with them badly.</p></blockquote><p></p>