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The Water Cooler
General Discussion
401k contribution - Yay or Nay
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<blockquote data-quote="SlugSlinger" data-source="post: 3890048" data-attributes="member: 7248"><p>I built a spreadsheet with each paycheck, showing my pay and the amount of withholdings. I was able to calculate the exact amount of taxes that I will pay over the year and the amount of 401k withholding to keep me in a lower marginal rate. If my calculations are right, I will get an immaterial </p><p>refund and I’m saving the higher marginal tax rate by contributing more to my</p><p>401k.</p></blockquote><p></p>
[QUOTE="SlugSlinger, post: 3890048, member: 7248"] I built a spreadsheet with each paycheck, showing my pay and the amount of withholdings. I was able to calculate the exact amount of taxes that I will pay over the year and the amount of 401k withholding to keep me in a lower marginal rate. If my calculations are right, I will get an immaterial refund and I’m saving the higher marginal tax rate by contributing more to my 401k. [/QUOTE]
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