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Message: <blockquote data-quote="T. MIKE SMITH" data-source="post: 4335366" data-attributes="member: 44552"><p>I had Shelter for years- major crash in 2003- paid off great- major hail in 2013 when tornado hit in El Reno- had 2 houses as I was in the middle of rehabbing one in the country to move into and the other in town I had under contract, and two cars with hail damage. Paid off better than expected and covered me well. Then there was a tornado in Moore that year. Rates began hiking like crazy. I hated to leave but they went up on me $1500 on homeowners alone.  Changed to Liberty Mutual and had great rates in the country, but when we wanted to move back into town in 2018- their rates were terrible. I now have and independent agent who has me with Homesite - I had never heard of them, but he claims they have the best rates and coverage for the money.</p></blockquote><p></p>