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<blockquote data-quote="Jim Parry" data-source="post: 4335929" data-attributes="member: 46894"><p>I have State Farm and when we had the bad hailstorm in April 30, they quickly paid for all the repairs on my vehicle without question. However, I’m still fighting with them on getting the house repaired. They state that there is no damage while I have provided them over 200 pictures of damage (including a sheet of tar paper on our roof that was tacked there to cover some of the worst damage from weather while they drag their feet. They won’t return our calls, after receiving the pictures showing the evidence. Subsequently, we had to reach out to an attorney who said it’s the worst example of bad faith from an insurance company he’s ever seen (the insurance company didn’t send a licensed assessor but an unlicensed contractor who clearly didn’t know what he was doing). The attorney explained that State Farm is famous for this so that when they end up in front of a jury, they can state, “I didn’t know it was that bad. We hired a contractor and just took his word for it”. He also said that juries hate them so State Farm will be offering settlements as the case gets nearer. At this point, I’m ready to roll the dice with a trial as it’s clear they are taking advantage of their clients. </p><p></p><p>We also paid the extra for replacement value but the curtly explained that only if we can prove we have had the repair completed with a company and products they approve of, they will not pay any replacement value. </p><p></p><p>Just wanted you to have the info of our dilemma with State Farm before you made any decisions.</p></blockquote><p></p>
[QUOTE="Jim Parry, post: 4335929, member: 46894"] I have State Farm and when we had the bad hailstorm in April 30, they quickly paid for all the repairs on my vehicle without question. However, I’m still fighting with them on getting the house repaired. They state that there is no damage while I have provided them over 200 pictures of damage (including a sheet of tar paper on our roof that was tacked there to cover some of the worst damage from weather while they drag their feet. They won’t return our calls, after receiving the pictures showing the evidence. Subsequently, we had to reach out to an attorney who said it’s the worst example of bad faith from an insurance company he’s ever seen (the insurance company didn’t send a licensed assessor but an unlicensed contractor who clearly didn’t know what he was doing). The attorney explained that State Farm is famous for this so that when they end up in front of a jury, they can state, “I didn’t know it was that bad. We hired a contractor and just took his word for it”. He also said that juries hate them so State Farm will be offering settlements as the case gets nearer. At this point, I’m ready to roll the dice with a trial as it’s clear they are taking advantage of their clients. We also paid the extra for replacement value but the curtly explained that only if we can prove we have had the repair completed with a company and products they approve of, they will not pay any replacement value. Just wanted you to have the info of our dilemma with State Farm before you made any decisions. [/QUOTE]
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