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Message: <blockquote data-quote="TANSTAAFL" data-source="post: 4233313" data-attributes="member: 27098"><p>I really think that one really has to think it through much more than what people are saying here. The largest issue is do you need the newer car to begin with, secondly do you have a cash reserve to take care of a major repair, then third what is the reliability of the vehicle and warranty cost, and finally how much risk do you want to incur. Although I am critical of dave ramsey there are some excellent things he recommends that all can learn from, such as the establishment of an emergency cash reserve.</p></blockquote><p></p>