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The Water Cooler
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Best Interest rates or Investment ROI?
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<blockquote data-quote="OKCShooter" data-source="post: 2685122" data-attributes="member: 9994"><p>I graduated with a couple degrees from OU in 1994, since then I have spent a majority of my career in the Biomedical profession specializing in Oncology. I'm no financial expert, just a guy that has learned a long the way. My Father was the President of a Bank and I learned from him before that. I never received a penny from Family so I am self-made. I have made plenty of mistakes and when possible let people know what I have learned to help them avoid the same!</p><p></p><p>I lived below my means my whole life and outside of borrowing for a home I have never had a loan. I have been completely debt free (including my home) for 10 years due to my financial decisions, that's why I express them here when I see someone making (what I believe) silly statements that others may read as truths. There are MANY people on this forum more "successful" than I, but they aren't the same people posting bad advice.</p><p></p><p>I think there are many ways to invest and I chose what was right for me, and it sounds like you have as well. The first thing I tell people that ask my advice is to first, understand what they are investing in and know their goals and second, to listen to people that have succeeded. I don't take nutritional advice from fat people.</p><p></p><p>Anyway, when Clay says something about 'throwing darts to pick single stocks to outperform real estate investments over a 30 year span' I can't hold back because that's insane.</p><p></p><p>I agree with what you wrote except for the highlighted part, what good is a goal if it isn't successful? "Percentages" which is the RoR is everything when investing. I'd hate for someone to follow that advice and after 10 years realized they reached a "Goal" only to find out that they made no return....returns are the point of investing.</p><p></p><p></p><p>Good luck with your portfolio, my Paternal grandparents are cattle ranchers and land owners and have done well over the years!</p></blockquote><p></p>
[QUOTE="OKCShooter, post: 2685122, member: 9994"] I graduated with a couple degrees from OU in 1994, since then I have spent a majority of my career in the Biomedical profession specializing in Oncology. I'm no financial expert, just a guy that has learned a long the way. My Father was the President of a Bank and I learned from him before that. I never received a penny from Family so I am self-made. I have made plenty of mistakes and when possible let people know what I have learned to help them avoid the same! I lived below my means my whole life and outside of borrowing for a home I have never had a loan. I have been completely debt free (including my home) for 10 years due to my financial decisions, that's why I express them here when I see someone making (what I believe) silly statements that others may read as truths. There are MANY people on this forum more "successful" than I, but they aren't the same people posting bad advice. I think there are many ways to invest and I chose what was right for me, and it sounds like you have as well. The first thing I tell people that ask my advice is to first, understand what they are investing in and know their goals and second, to listen to people that have succeeded. I don't take nutritional advice from fat people. Anyway, when Clay says something about 'throwing darts to pick single stocks to outperform real estate investments over a 30 year span' I can't hold back because that's insane. I agree with what you wrote except for the highlighted part, what good is a goal if it isn't successful? "Percentages" which is the RoR is everything when investing. I'd hate for someone to follow that advice and after 10 years realized they reached a "Goal" only to find out that they made no return....returns are the point of investing. Good luck with your portfolio, my Paternal grandparents are cattle ranchers and land owners and have done well over the years! [/QUOTE]
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