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The Water Cooler
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Beware Zelle online payment service
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<blockquote data-quote="SoonerP226" data-source="post: 4383831" data-attributes="member: 26737"><p>I wouldn’t go so far as to say that it’s your own fault, because that’s 100% on the scammer, but it’s certainly not the bank’s fault, nor is it the bank’s responsibility to make up for it.</p><p></p><p>The way it has been described, it’s basically like you got conned into giving some guy on the street your ATM card and PIN, and then they used them to steal some or all of the money in your account. The bank’s only involvement in the process was holding your money and disbursing it via a legitimate process; they didn’t give the scammer the card or the code, yet the Feds think they should be held responsible for the loss.</p><p></p><p>I guess that makes sense if you’re an unaccountable bureaucrat, but for most of us, it’s just lunacy.</p></blockquote><p></p>
[QUOTE="SoonerP226, post: 4383831, member: 26737"] I wouldn’t go so far as to say that it’s your own fault, because that’s 100% on the scammer, but it’s certainly not the bank’s fault, nor is it the bank’s responsibility to make up for it. The way it has been described, it’s basically like you got conned into giving some guy on the street your ATM card and PIN, and then they used them to steal some or all of the money in your account. The bank’s only involvement in the process was holding your money and disbursing it via a legitimate process; they didn’t give the scammer the card or the code, yet the Feds think they should be held responsible for the loss. I guess that makes sense if you’re an unaccountable bureaucrat, but for most of us, it’s just lunacy. [/QUOTE]
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