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Message: <blockquote data-quote="nemesis" data-source="post: 1841317" data-attributes="member: 12082">See, here's the deal.  The kid is young and dumb and doubtless will blame anybody and everybody for her woes, all through her life. Whatever the OP does, short of handing her the cash to pay off the note, it's going to come back on him.  If he tells her to dump the car at the dealer and take the credit hit, later, when she's denied credit or renting an apartment, or whatever, she's going to blame him for it.  If the OP advises her to take bankruptcy, then when she finds out that will follow her for the rest of her life and will be on her credit report for the next 12 years, she'll blame the OP.The best thing for him to do is to do nothing.  It's a no win situation.</blockquote>