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Message: <blockquote data-quote="benjamin-benjamin" data-source="post: 1841834" data-attributes="member: 743"><p>the 100K was over a lifetime.. i have met numerous people in their 50s, 60s and 70s that have never recovered and payed rent their whole lives (never could own due to credit) payed higher CC rates and of course very high car rates, 100k is actually low... not saying that she won't recover (it stays for 7 years...) just saying alot of people never do... i mean she drops this car and "takes the hit" then she might be able to get approved for something else before the 90 days claim hit the credit report, but then what happens in 3-5 years when she wants a new car.. right back in the same situation.... and some people do that cycle for decades...</p></blockquote><p></p>