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The Water Cooler
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Communism v. Socialism
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<blockquote data-quote="ConstitutionCowboy" data-source="post: 3525338" data-attributes="member: 745"><p>The insurances we buy or are forced to buy is what I believe is the biggest and worse form of socialism we have in this country. We pay in to systems that are supposed to cover our butts when we get sick, or in a wreck, to support us when we retire, or to support our families if we die before our time. When you buy into a plan, you are now limited to whatever services the insurance will pay for. And, not all the money paid into the system gets paid out in benefeits. There are stock holders, and employees, and executives to pay.</p><p></p><p>If you want or need a service outside the system, it comes out of your pocket</p><p></p><p>This causes inflation as well. Or at least allows inflation to rage on. Service providers have no incentive to become cometitors for your money. "Its all covered by your insurance." You still have to make copayments, too. Some copayments would have been enough to cover a procedure or repair a car a decade or two prior.</p><p></p><p>Without insurance, you could save whatever premiums you are paying now to cover the collective - and all the leeches living off what you've paid into the 'system' - and end up with enough saved to save, to invest for your own retirement, or hospital bills, or auto repairs, etc., etc., etc. If you want to see healthcare and etc. prices make a dramatic drop, eliminate insurance. Competition in the several industries now banking on insurance for their largess will set a pace for reducing cost faster than any government regulation could ever do. </p><p></p><p>What turned me on to this was watching the Prudential Tower in Boston going up - built on the premiums people paid into the sustem, and money Prudential made from investments with those premiums - money that individuals could have made for themselves. </p><p></p><p>Invest in yourselves. </p><p></p><p>Woody</p></blockquote><p></p>
[QUOTE="ConstitutionCowboy, post: 3525338, member: 745"] The insurances we buy or are forced to buy is what I believe is the biggest and worse form of socialism we have in this country. We pay in to systems that are supposed to cover our butts when we get sick, or in a wreck, to support us when we retire, or to support our families if we die before our time. When you buy into a plan, you are now limited to whatever services the insurance will pay for. And, not all the money paid into the system gets paid out in benefeits. There are stock holders, and employees, and executives to pay. If you want or need a service outside the system, it comes out of your pocket This causes inflation as well. Or at least allows inflation to rage on. Service providers have no incentive to become cometitors for your money. "Its all covered by your insurance." You still have to make copayments, too. Some copayments would have been enough to cover a procedure or repair a car a decade or two prior. Without insurance, you could save whatever premiums you are paying now to cover the collective - and all the leeches living off what you've paid into the 'system' - and end up with enough saved to save, to invest for your own retirement, or hospital bills, or auto repairs, etc., etc., etc. If you want to see healthcare and etc. prices make a dramatic drop, eliminate insurance. Competition in the several industries now banking on insurance for their largess will set a pace for reducing cost faster than any government regulation could ever do. What turned me on to this was watching the Prudential Tower in Boston going up - built on the premiums people paid into the sustem, and money Prudential made from investments with those premiums - money that individuals could have made for themselves. Invest in yourselves. Woody [/QUOTE]
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