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The Water Cooler
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Federal government releases long-awaited health reform rules
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<blockquote data-quote="SoonerATC" data-source="post: 1995533" data-attributes="member: 9576"><p><strong>“Insurers will not be able to charge someone more just because she is sick or because she used to be sick,” Health and Human Services Secretary Kathleen Sebelius told reporters on a conference call.</strong></p><p></p><p>That's the most absurd part of this whole issue. Insurance is about risk management. People who are sick or have a history of being sick, are a higher risk for costing the insurance company money. Yet they can't charge that person more for that risk than they charge me, who rarely goes to the doctor. That means I will be forced to cover the sick person's cheaper premium through higher premiums for me (because the insurance company isn't going to just eat the cost). </p><p></p><p>That's like going to a restaurant and charging every customer the same tab, whether they ordered a glass of water or steak and lobster.</p></blockquote><p></p>
[QUOTE="SoonerATC, post: 1995533, member: 9576"] [B]“Insurers will not be able to charge someone more just because she is sick or because she used to be sick,” Health and Human Services Secretary Kathleen Sebelius told reporters on a conference call.[/B] That's the most absurd part of this whole issue. Insurance is about risk management. People who are sick or have a history of being sick, are a higher risk for costing the insurance company money. Yet they can't charge that person more for that risk than they charge me, who rarely goes to the doctor. That means I will be forced to cover the sick person's cheaper premium through higher premiums for me (because the insurance company isn't going to just eat the cost). That's like going to a restaurant and charging every customer the same tab, whether they ordered a glass of water or steak and lobster. [/QUOTE]
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Federal government releases long-awaited health reform rules
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