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The Water Cooler
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<blockquote data-quote="Shadowrider" data-source="post: 1872202" data-attributes="member: 3099"><p>If you truly rarely use it look at an HSA approved high deductible plan. And open an HSA account and put the premium savings into it. Your employer can also contribute to it IRRC and that might be a good way to go about it for both of you. Also, IRRC your HSA is tax free in addition to an IRA or 401k, but I'm not positive on this point.</p></blockquote><p></p>
[QUOTE="Shadowrider, post: 1872202, member: 3099"] If you truly rarely use it look at an HSA approved high deductible plan. And open an HSA account and put the premium savings into it. Your employer can also contribute to it IRRC and that might be a good way to go about it for both of you. Also, IRRC your HSA is tax free in addition to an IRA or 401k, but I'm not positive on this point. [/QUOTE]
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