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The Water Cooler
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<blockquote data-quote="JPK" data-source="post: 1981582" data-attributes="member: 14690"><p>At the risk of sounding like a wet blanket - what might be even more important are the hidden financial requirements of home ownership. In addition to making the "Big 4" monthly payment (Principal, Interest, Taxes and Insurance: PITI) you'll also need to figure on the utilities (gas, electric, water, trash, COX / satellite services, etc); regular maintenance and upkeep (lawn / landscape, every day repairs like paint, broken windows, leaky sinks and water faucets, dishwasher, laundry washer / dryer) and then the major repairs / renovations (roof / shingle replacement, central heater and air conditioning replacement). The more money you can put up for a down payment, the more likely the lender will be to issue the loan and at a better rate.</p><p></p><p>Forewarned is forearmed.</p></blockquote><p></p>
[QUOTE="JPK, post: 1981582, member: 14690"] At the risk of sounding like a wet blanket - what might be even more important are the hidden financial requirements of home ownership. In addition to making the "Big 4" monthly payment (Principal, Interest, Taxes and Insurance: PITI) you'll also need to figure on the utilities (gas, electric, water, trash, COX / satellite services, etc); regular maintenance and upkeep (lawn / landscape, every day repairs like paint, broken windows, leaky sinks and water faucets, dishwasher, laundry washer / dryer) and then the major repairs / renovations (roof / shingle replacement, central heater and air conditioning replacement). The more money you can put up for a down payment, the more likely the lender will be to issue the loan and at a better rate. Forewarned is forearmed. [/QUOTE]
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