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The Water Cooler
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home insurance, what have you found out
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<blockquote data-quote="FullAuto" data-source="post: 2645484" data-attributes="member: 5110"><p>Comparing premium for coverage A is a bad comparison. A newer house will have a lower premium everything else being equal because all the electrical and plumbing are newer, it's built to newer code and better materials (in theory). So a $300k house built 1 year ago will be cheaper than the $300k house next door that is 20 years old. Location also makes a difference; if your city has 24/7 firemen, distance from hydrants, etc.</p></blockquote><p></p>
[QUOTE="FullAuto, post: 2645484, member: 5110"] Comparing premium for coverage A is a bad comparison. A newer house will have a lower premium everything else being equal because all the electrical and plumbing are newer, it's built to newer code and better materials (in theory). So a $300k house built 1 year ago will be cheaper than the $300k house next door that is 20 years old. Location also makes a difference; if your city has 24/7 firemen, distance from hydrants, etc. [/QUOTE]
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