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Message: <blockquote data-quote="chuter" data-source="post: 4089598" data-attributes="member: 13693">After looking into it a few months ago I found that it does happen but rarely.My question to the company selling the insurance; how do they monitor every minute 24/7 like they say?  What is the technical means of doing that?They just say they contact you if they find that the theft has happened, which is not prevention like they say.  It's just supposed to let you get on it fast before too much damage is done.I just check mine once a week.</blockquote>