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The Water Cooler
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Insurance help.
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<blockquote data-quote="turkeyrun" data-source="post: 4148484" data-attributes="member: 27991"><p>1. A lawyer may or may not take the claim, because of the amount. Let lawyer know what / how much you want, PLUS their fee. Start with the suggested lawyer or one that specializes in these claims. 99.9% don't go to court, they settle when their lowball fails.</p><p></p><p>2. Easiest solution is to make claim on your insurance and let them deal with it. They will pay off claim, less your deductible. You will take a hit on your premium (close to pay out amount, for 4 years)</p><p>Claim $1700 - $1000 deductible (you will get the $1000 when other company pays off). Insurance goes up $700 / year for 4 years.</p><p></p><p>3. Take car to body shop and get repaired. Any cost overage will be between body shop and insurance.</p><p></p><p>The girl's insurance is trying to lowball you, you admitted you wanted $$$, not repairs. Had a similar situation with teenage son getting rear-ended. I turned it over to my insurance. Started looking for new insurance. As soon as case settled, I switched companies.</p><p></p><p>You got caught up in their game. You can play or sit on the bench. Sucks, but how it is.</p></blockquote><p></p>
[QUOTE="turkeyrun, post: 4148484, member: 27991"] 1. A lawyer may or may not take the claim, because of the amount. Let lawyer know what / how much you want, PLUS their fee. Start with the suggested lawyer or one that specializes in these claims. 99.9% don't go to court, they settle when their lowball fails. 2. Easiest solution is to make claim on your insurance and let them deal with it. They will pay off claim, less your deductible. You will take a hit on your premium (close to pay out amount, for 4 years) Claim $1700 - $1000 deductible (you will get the $1000 when other company pays off). Insurance goes up $700 / year for 4 years. 3. Take car to body shop and get repaired. Any cost overage will be between body shop and insurance. The girl's insurance is trying to lowball you, you admitted you wanted $$$, not repairs. Had a similar situation with teenage son getting rear-ended. I turned it over to my insurance. Started looking for new insurance. As soon as case settled, I switched companies. You got caught up in their game. You can play or sit on the bench. Sucks, but how it is. [/QUOTE]
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