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The Water Cooler
General Discussion
Insurance policy just for guns from State Farm.
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<blockquote data-quote="turkeyrun" data-source="post: 4221252" data-attributes="member: 27991"><p>We had a house fire in 1984. Farmers insurance. </p><p>No gun destroyed, but smoke and water are not your friends.</p><p>Took them to a good friend, that is also a gunsmith by profession. He cleaned, refinished as necessary and gave me an extra copy of invoice for insurance. </p><p></p><p>Gave the invoice to the adjuster and he was verclamped. I took the invoice from him and took it to my Agent (gun friendly). Adjuster followed me to Agent.</p><p></p><p>Agent looks at invoice and tells adjuster, "pay it, you got off cheap." Adjuster reaches for invoice and asked if s/n's were listed? Agent hands me the invoice and tells Adjuster, "you don't need that information, just the price."</p><p></p><p>Adjuster left, not happy. Agent tells me, "you REALLY need a rider or separate policy. Your policy is maxed at $2500, invoice was $2465. I would recommend NRA insurance or similar, but NOT here."</p><p></p><p>Claim was paid and no questions asked.</p><p></p><p>Not furnishing s/n's. Back door registration. Red flags. Libturd thinking. Too many possibilities and none good.</p></blockquote><p></p>
[QUOTE="turkeyrun, post: 4221252, member: 27991"] We had a house fire in 1984. Farmers insurance. No gun destroyed, but smoke and water are not your friends. Took them to a good friend, that is also a gunsmith by profession. He cleaned, refinished as necessary and gave me an extra copy of invoice for insurance. Gave the invoice to the adjuster and he was verclamped. I took the invoice from him and took it to my Agent (gun friendly). Adjuster followed me to Agent. Agent looks at invoice and tells adjuster, "pay it, you got off cheap." Adjuster reaches for invoice and asked if s/n's were listed? Agent hands me the invoice and tells Adjuster, "you don't need that information, just the price." Adjuster left, not happy. Agent tells me, "you REALLY need a rider or separate policy. Your policy is maxed at $2500, invoice was $2465. I would recommend NRA insurance or similar, but NOT here." Claim was paid and no questions asked. Not furnishing s/n's. Back door registration. Red flags. Libturd thinking. Too many possibilities and none good. [/QUOTE]
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Insurance policy just for guns from State Farm.
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