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Message: <blockquote data-quote="turkeyrun" data-source="post: 4222822" data-attributes="member: 27991">As my Agent told me, after our house fire. "Insurance companies live on statistics."The fire was our 3rd major claim in 16 months. I mentioned that I would probably be canceled. He said, "no, more likely rate will drop. Statistics say you will file 3 claims in your lifetime. You have filed 3, chances are never again.."My policy did drop after that. 40 years later, and haven't had another claim.</blockquote>