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The Water Cooler
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Insurance Rental Car
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<blockquote data-quote="inactive" data-source="post: 1357332" data-attributes="member: 7488"><p>I am an adjuster, so I will add some clarity to this.</p><p></p><p>The tort feasor owes you for loss of use of the damaged vehicle for the days it is in the shop. This is usually handled by providing you a rental car, but they can just as easily pay you for the cost of the rental for the set number of days. For example, if the rental is 34 per day, and the repair is 5 days, then they can cut you a check for $170. This will of course vary based on the rates the company has negotiated with the rental companies.</p><p></p><p>If your company owes you for rental, they coverage may apply even if they are not the ones handling the repair. Depending on the company and their coverage, you may be able to collect this rental payment even if you get a rental from the at-fault party carrier.</p><p></p><p>Finally, the rental company may or may not rent to someone who is 19, but none i know of will let you drive if she is renting the vehicle. I have had to book the rental for to a parent and the younger child drive the parents car - if this is agreeable with all parties. Again though - the insurer does not owe you the rental car itself, just the damages for the loss of use of the damaged vehicle.</p><p></p><p>PM me if you would like and let me know who the companies involved are. I don't have a vested interest in the deal, but I may be able to tell you more by knowing who you are dealing with.</p></blockquote><p></p>
[QUOTE="inactive, post: 1357332, member: 7488"] I am an adjuster, so I will add some clarity to this. The tort feasor owes you for loss of use of the damaged vehicle for the days it is in the shop. This is usually handled by providing you a rental car, but they can just as easily pay you for the cost of the rental for the set number of days. For example, if the rental is 34 per day, and the repair is 5 days, then they can cut you a check for $170. This will of course vary based on the rates the company has negotiated with the rental companies. If your company owes you for rental, they coverage may apply even if they are not the ones handling the repair. Depending on the company and their coverage, you may be able to collect this rental payment even if you get a rental from the at-fault party carrier. Finally, the rental company may or may not rent to someone who is 19, but none i know of will let you drive if she is renting the vehicle. I have had to book the rental for to a parent and the younger child drive the parents car - if this is agreeable with all parties. Again though - the insurer does not owe you the rental car itself, just the damages for the loss of use of the damaged vehicle. PM me if you would like and let me know who the companies involved are. I don't have a vested interest in the deal, but I may be able to tell you more by knowing who you are dealing with. [/QUOTE]
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