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The Water Cooler
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Life Insurance and death requests
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<blockquote data-quote="JD8" data-source="post: 2535610" data-attributes="member: 24"><p>Depends on the policy. Many term policies now have a rider that allows you to pull from the DB as long as you can't perform 2 of the 6 universal activities of daily living. It's meant to be pseudo long term care protection. Many DO also have a critical illness rider that you just mentioned though. On the other hand, lots of IUL policies allow you to draw from cash value tax free, for no reason other than you want the money.</p></blockquote><p></p>
[QUOTE="JD8, post: 2535610, member: 24"] Depends on the policy. Many term policies now have a rider that allows you to pull from the DB as long as you can't perform 2 of the 6 universal activities of daily living. It's meant to be pseudo long term care protection. Many DO also have a critical illness rider that you just mentioned though. On the other hand, lots of IUL policies allow you to draw from cash value tax free, for no reason other than you want the money. [/QUOTE]
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