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The Water Cooler
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Life Insurance and death requests
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<blockquote data-quote="tRidiot" data-source="post: 2536020" data-attributes="member: 9374"><p>A whole helluva lot? Like a massive obesity and diabetes epidemic? You're debating that constitutes a "whole helluva lot"?</p><p></p><p>Yeah... I'll grant you that if you're young and healthy with no major or even moderate health considerations, term life insurance may be relatively inexpensive... but the more you talk, the more it seems to me you don't have a clue how quickly that goes out the window.</p><p></p><p>From NIH - </p><p>2010 - 11.3% with diagnosed or undiagnosed diabetes - that's 25 million +</p><p>Prediabetes - as much as 35%</p><p></p><p>From CDC - </p><p>Hypertension prevalence adults 18 and over - 29%</p><p>Somewhere in the neighborhood of 100 million-plus?</p><p></p><p>From the AHA - </p><p>Among Americans age 20 and older, 154.7 million are overweight or obese (BMI of 25.0 kg/m2 and </p><p>higher): </p><p>- 79.9 million men. </p><p>- 74.8 million women. </p><p>Of these, 78.4 million are obese (BMI of 30.0kg/m2 and higher): </p><p>- 36.8 million men. </p><p>- 41.6 million women. </p><p>What is that, 40%?</p><p></p><p>I'm not all that smart, but that seems like "a whole hell of a lot" to me. </p><p></p><p>Don't you think those kinds of conditions would affect availability of life insurance? I do... maybe I'm wrong.</p></blockquote><p></p>
[QUOTE="tRidiot, post: 2536020, member: 9374"] A whole helluva lot? Like a massive obesity and diabetes epidemic? You're debating that constitutes a "whole helluva lot"? Yeah... I'll grant you that if you're young and healthy with no major or even moderate health considerations, term life insurance may be relatively inexpensive... but the more you talk, the more it seems to me you don't have a clue how quickly that goes out the window. From NIH - 2010 - 11.3% with diagnosed or undiagnosed diabetes - that's 25 million + Prediabetes - as much as 35% From CDC - Hypertension prevalence adults 18 and over - 29% Somewhere in the neighborhood of 100 million-plus? From the AHA - Among Americans age 20 and older, 154.7 million are overweight or obese (BMI of 25.0 kg/m2 and higher): - 79.9 million men. - 74.8 million women. Of these, 78.4 million are obese (BMI of 30.0kg/m2 and higher): - 36.8 million men. - 41.6 million women. What is that, 40%? I'm not all that smart, but that seems like "a whole hell of a lot" to me. Don't you think those kinds of conditions would affect availability of life insurance? I do... maybe I'm wrong. [/QUOTE]
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