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Message: <blockquote data-quote="Profreedomokie" data-source="post: 3985713" data-attributes="member: 524"><p>Long term health care insurance is just as important as life insurance.  We were lucky and took out a LTC policy over 20 years ago. Nobody will write you a lifetime policy like that now. LTC policies are harder to get if you have any major health issues and more expensive to keep. Our policy covers at home care or in a nursing home care. Think about forking out $3500 or more a month for LTC and that can eat up your savings real quick. If you wait to you're old and in bad health the premium can be about as much as the care cost.</p></blockquote><p></p>