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The Water Cooler
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Medical Insurance?
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<blockquote data-quote="vvvvvvv" data-source="post: 1332010" data-attributes="member: 5151"><p>Not all employers do this, and I've personally only had one that did (Wal-Mart).</p><p></p><p>Anyway, the employer's insurance is typically a group policy. When I left the vo-tech, it would have cost me $500/mo to keep my insurance under COBRA (paying the full premium).</p><p></p><p>My wife's insurance could add me, but once again it's full premium on a group policy where I am well below average in age and well above in health. That would have been $250/mo.</p><p></p><p>I now have a better policy than both of those. I pay my insurance myself and pay just under $100/mo. (I added a Dental rider to bring my total for health and dental to $120. I have no vision issues, and eye emergencies and injuries are covered by my health insurance, so I had no need for an Vision rider.) I can actually afford the deductible ($1000) on that plan, too. I would have gone $500, but that would have been an extra $520/yr in premiums, which would mean that I would have come out behind.</p></blockquote><p></p>
[QUOTE="vvvvvvv, post: 1332010, member: 5151"] Not all employers do this, and I've personally only had one that did (Wal-Mart). Anyway, the employer's insurance is typically a group policy. When I left the vo-tech, it would have cost me $500/mo to keep my insurance under COBRA (paying the full premium). My wife's insurance could add me, but once again it's full premium on a group policy where I am well below average in age and well above in health. That would have been $250/mo. I now have a better policy than both of those. I pay my insurance myself and pay just under $100/mo. (I added a Dental rider to bring my total for health and dental to $120. I have no vision issues, and eye emergencies and injuries are covered by my health insurance, so I had no need for an Vision rider.) I can actually afford the deductible ($1000) on that plan, too. I would have gone $500, but that would have been an extra $520/yr in premiums, which would mean that I would have come out behind. [/QUOTE]
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