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The Water Cooler
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Medicare 2025 Discussion
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<blockquote data-quote="dennishoddy" data-source="post: 4343826" data-attributes="member: 5412"><p>I still carry the full Medicare including part B along with the VA care.</p><p>You can opt out of Medicare as long as you have a qualified medical insurance. I retired early before my wife, so when hitting 65, I stayed on her company insurance for two years before she retired. </p><p>The government doesn't recognize the VA as a qualified insurance evidently as I can't opt out of Medicare, nor would I want to. </p><p>We travel so much that there could be areas without VA medical care, so I would have to fall back on Medicare in that case with some exceptions I'll explain below. </p><p>An example would be a car accident with injury at some small town in wherever. The VA does offer reimbursement for emergency care in that situation which thankfully I've never needed so I can't say how payment would be made and how much they would cover. After initial lifesaving or emergency care though, the VA does have to option to transport to a VA facility or work with the facility for payment.</p><p>As to your question of do I have to travel to OKC for healthcare, the answer is yes and no. </p><p>Some Doctors are contracted to the VA for primary care. Mine is in Blackwell, 15 miles away. </p><p>For more major issues like testing for this or that or specialty care like Podiatry or something like that, I can choose to travel to OKC from Ponca or ask for Community Care which Trump pushed through congress that says if a vet is so far away from the VA facility and community care is available closer to the vets home, they can defer to the local facility or specialist. </p><p>When requiring something like an Xray, I can request that the Ponca City Hospital do it, and they easily put in a referral to do so. </p><p>If needing to travel to the OKC VA Hospital, I do qualify for travel pay, so that travel expense is covered as well. Not all Vets do qualify though, so the Community Care program is very important for them.</p></blockquote><p></p>
[QUOTE="dennishoddy, post: 4343826, member: 5412"] I still carry the full Medicare including part B along with the VA care. You can opt out of Medicare as long as you have a qualified medical insurance. I retired early before my wife, so when hitting 65, I stayed on her company insurance for two years before she retired. The government doesn't recognize the VA as a qualified insurance evidently as I can't opt out of Medicare, nor would I want to. We travel so much that there could be areas without VA medical care, so I would have to fall back on Medicare in that case with some exceptions I'll explain below. An example would be a car accident with injury at some small town in wherever. The VA does offer reimbursement for emergency care in that situation which thankfully I've never needed so I can't say how payment would be made and how much they would cover. After initial lifesaving or emergency care though, the VA does have to option to transport to a VA facility or work with the facility for payment. As to your question of do I have to travel to OKC for healthcare, the answer is yes and no. Some Doctors are contracted to the VA for primary care. Mine is in Blackwell, 15 miles away. For more major issues like testing for this or that or specialty care like Podiatry or something like that, I can choose to travel to OKC from Ponca or ask for Community Care which Trump pushed through congress that says if a vet is so far away from the VA facility and community care is available closer to the vets home, they can defer to the local facility or specialist. When requiring something like an Xray, I can request that the Ponca City Hospital do it, and they easily put in a referral to do so. If needing to travel to the OKC VA Hospital, I do qualify for travel pay, so that travel expense is covered as well. Not all Vets do qualify though, so the Community Care program is very important for them. [/QUOTE]
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