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Medicare 2025 Discussion
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<blockquote data-quote="JD8" data-source="post: 4343876" data-attributes="member: 24"><p>Yeah because you can possibly know what docs you will use if you get cancer lol. You are incorrect about the restriction of networks. An advantage PPO can absolutely restrict your network due to the fact that they are limited by the docs that will contract with whatever carrier the advantage plan is on. Let's pick United Healthcare for argument's sake, as they are the largest MA plan provider out there. They don't even come close to comparing to Original Medicare assignment which is like 80% of the doctor's and hospitals in the United States. To put it simply, fewer doctors will contract/take Medicare Advantage plans and it's not even close. </p><p></p><p></p><p></p><p>Not sure what SNF transfer is, but I've literally seen Advantage plans deny all sorts of treatment and medications. From easily treatable cancers, to diabetes meds, to manageable heart conditions. I saw enough to say it's a scam. Damn near criminal IMO.</p><p></p><p></p><p></p><p></p><p>The notion that hey I'm 65ish and I'm forever gonna be healthy is quite a bit naive...... and bless the hearts of those that believe Father Time will not catch up with them. If you are 18-40 sure......</p><p></p><p></p><p></p><p></p><p>So the LTACH benefits are clearly defined by Medicare for all to see. If you could, please define what Medicare Advantage plans offer instead and how they are more broad. Please be specific with reference. Also.... could you offer how many Long Term Facilities will take MA plans vs traditional Medicare. FWIW, you should probably stop while you are ahead on this one.</p></blockquote><p></p>
[QUOTE="JD8, post: 4343876, member: 24"] Yeah because you can possibly know what docs you will use if you get cancer lol. You are incorrect about the restriction of networks. An advantage PPO can absolutely restrict your network due to the fact that they are limited by the docs that will contract with whatever carrier the advantage plan is on. Let's pick United Healthcare for argument's sake, as they are the largest MA plan provider out there. They don't even come close to comparing to Original Medicare assignment which is like 80% of the doctor's and hospitals in the United States. To put it simply, fewer doctors will contract/take Medicare Advantage plans and it's not even close. Not sure what SNF transfer is, but I've literally seen Advantage plans deny all sorts of treatment and medications. From easily treatable cancers, to diabetes meds, to manageable heart conditions. I saw enough to say it's a scam. Damn near criminal IMO. The notion that hey I'm 65ish and I'm forever gonna be healthy is quite a bit naive...... and bless the hearts of those that believe Father Time will not catch up with them. If you are 18-40 sure...... So the LTACH benefits are clearly defined by Medicare for all to see. If you could, please define what Medicare Advantage plans offer instead and how they are more broad. Please be specific with reference. Also.... could you offer how many Long Term Facilities will take MA plans vs traditional Medicare. FWIW, you should probably stop while you are ahead on this one. [/QUOTE]
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