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The Water Cooler
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Medicare Broker Recommendation
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<blockquote data-quote="TerryMiller" data-source="post: 4287066" data-attributes="member: 7900"><p>Medicare Advantage plans (unless they have changed things) don't work for someone that is out of the state in which the MA plan was initiated. When we were living in Colorado back about 9 or 10 years ago, I signed up for a MA plan. When we moved to Oregon to live there for 17 months, MA would do nothing for me. The only way I could get medical coverage was to go to the emergency rooms.</p><p></p><p>Because we travel so much, the wife and I have plain Medicare and a supplement. Her supplement is a Plan F one and mine is a Plan N supplement. Back in January, I had partial knee replacements on both knees at the same time. Surgeons, anesthesiologists, home health care (for several weeks with roughly 3 visits per week) and clinic follow up visits with all being covered.</p><p></p><p>In addition, because of Wet Macular Degeneration, I get an eye injection every 3 months, which according to what the wife has seen online, amounts to about $2800 per visit, but I only pay a $20 copay. In addition, since we work and travel out of state, Medicare and the supplement work for us regardless of what state we are in. And, we can pick any doctor we want that accepts Medicare. We just might have to have a referral from our primary physician for specialists or surgeons.</p></blockquote><p></p>
[QUOTE="TerryMiller, post: 4287066, member: 7900"] Medicare Advantage plans (unless they have changed things) don't work for someone that is out of the state in which the MA plan was initiated. When we were living in Colorado back about 9 or 10 years ago, I signed up for a MA plan. When we moved to Oregon to live there for 17 months, MA would do nothing for me. The only way I could get medical coverage was to go to the emergency rooms. Because we travel so much, the wife and I have plain Medicare and a supplement. Her supplement is a Plan F one and mine is a Plan N supplement. Back in January, I had partial knee replacements on both knees at the same time. Surgeons, anesthesiologists, home health care (for several weeks with roughly 3 visits per week) and clinic follow up visits with all being covered. In addition, because of Wet Macular Degeneration, I get an eye injection every 3 months, which according to what the wife has seen online, amounts to about $2800 per visit, but I only pay a $20 copay. In addition, since we work and travel out of state, Medicare and the supplement work for us regardless of what state we are in. And, we can pick any doctor we want that accepts Medicare. We just might have to have a referral from our primary physician for specialists or surgeons. [/QUOTE]
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