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<blockquote data-quote="JD8" data-source="post: 3458911" data-attributes="member: 24">I want to be clear, medicare advantage is not medicare. Again... you are signing your rights to Medicare away to a company.... you are at their will.&nbsp;&nbsp; It can go well.... it can go bad.... either way you are gambling.&nbsp; Insurance companies are bipolar in nature and what was once a good company 5 years ago, can be a terrible company now.&nbsp;&nbsp; Once you&#039;re on it, you&#039;re likely stuck as you have to be fully underwritten to get back on a supplement if you want one.&nbsp;&nbsp; Want to go see a cancer specialist?&nbsp; Pray they take MA.&nbsp; Many do not.&nbsp; Think you have no out of pocket expenses?&nbsp; Got news for you.... just wait till you get really sick.&nbsp; I&#039;ve seen them nickel and dime people to death.&nbsp; Literally. If you&#039;re 65 though, you should get on Medicare.&nbsp; It will be cheaper than an employer driven plan, with better benefits.&nbsp; Once you get on Medicare or &quot;medicare&quot; advantage, you can&#039;t go back to an employer plan.</blockquote>

[QUOTE="JD8, post: 3458911, member: 24"] I want to be clear, medicare advantage is not medicare. Again... you are signing your rights to Medicare away to a company.... you are at their will. It can go well.... it can go bad.... either way you are gambling. Insurance companies are bipolar in nature and what was once a good company 5 years ago, can be a terrible company now. Once you're on it, you're likely stuck as you have to be fully underwritten to get back on a supplement if you want one. Want to go see a cancer specialist? Pray they take MA. Many do not. Think you have no out of pocket expenses? Got news for you.... just wait till you get really sick. I've seen them nickel and dime people to death. Literally. If you're 65 though, you should get on Medicare. It will be cheaper than an employer driven plan, with better benefits. Once you get on Medicare or "medicare" advantage, you can't go back to an employer plan. [/QUOTE]

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