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Message: <blockquote data-quote="THAT Gurl" data-source="post: 3458967" data-attributes="member: 45551"><p>Can you explain this to me?? I'm covered by Grumpy's insurance at work but we are finding out they do not offer benefits I need now -- like home health care and in-home PT. I really have no clue how all this works. If I sign up for a supplemental plan would I be able to use all three plans?? Or would I just be paying more for something that would be denied as pre-existing now -- or non-coverable because it was denied my what is considered my primary insurance policy??</p></blockquote><p></p>