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Message: <blockquote data-quote="RickN" data-source="post: 3459517" data-attributes="member: 8854">Sums it up pretty well, except you forgot part F or G which you pay for to cover the gap that A and B do not cover. At least I think I got that right. Our guy told us when we first signed up that Part C is great if you do not end up in the hospital a lot.When I did end up there for so long I was scared what the bills were going to be. Luckily out of almost a million dollars in bills, we only had to pay about $1500 total. At one time they said there was going to be another $3000 but we were never billed for it. I have been very happy with our Advantage plan so far. It has taken good care of us thru my illness, the wife's cancer scare, her gall bladder surgery, etc, etc.  I also think all the freebies we get cover what copays we do have.</blockquote>