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Message: <blockquote data-quote="trickormate" data-source="post: 3460081" data-attributes="member: 3366">Medicare Advantage the short answer is, you kick Medicare Part A -B out the door. You will NEVER NEVER use those benefits, you will PAY for Part B to have the Medicare Advantage plan, BUT NEVER USE THE BENEFITS. your stuck for a year, regardless if you like them or decide to hate them. You have NO SAY SO AND if your favorite DR leaves the Network, you can no longer see them with In-network benefits. In a Supplement, if you are 6 months into the plan, you have the Option of switching plans whenever you want. You're not governed by the Medicare rules, besides your Part D (RX) plan. Where you can switch from Oct -Dec. Medicare Supplement, those recipients don't need referrals, and they are covered the same across the US as if they were here at home (Oklahoma) your benefits don't change and everyone is in your Network as long as they take Medicare which most Dr's do.</blockquote>