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The Water Cooler
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Medicare with Open Eyes
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<blockquote data-quote="Duncandl" data-source="post: 3690653" data-attributes="member: 4389"><p>Let’s see if I can explain, if you have an acute (requires hospitalization) or chronic (copd/diabetes,chf, hypertension,etc..) you will not get near the coverage, your available network shrinks considerably. An example, for home health there is probably a 100 agencies that cover the Okc metro but if you go to a Medicare advantage plan you are looking at only 10-15 home health cares and pre-authorization can take days and you are very limited on what the plan will allow.</p><p></p><p>If you are healthy you can gamble and take advantage but once you have an acute/chronic condition you will probably regret that plan.</p><p></p><p>Stick with Medicare is the bottom line. We have Tricare and it’s getting harder and harder to find doctors for a plan that used to be taken everywhere. Almost everyone takes Medicare and they pay 100% for home health and hospice.</p></blockquote><p></p>
[QUOTE="Duncandl, post: 3690653, member: 4389"] Let’s see if I can explain, if you have an acute (requires hospitalization) or chronic (copd/diabetes,chf, hypertension,etc..) you will not get near the coverage, your available network shrinks considerably. An example, for home health there is probably a 100 agencies that cover the Okc metro but if you go to a Medicare advantage plan you are looking at only 10-15 home health cares and pre-authorization can take days and you are very limited on what the plan will allow. If you are healthy you can gamble and take advantage but once you have an acute/chronic condition you will probably regret that plan. Stick with Medicare is the bottom line. We have Tricare and it’s getting harder and harder to find doctors for a plan that used to be taken everywhere. Almost everyone takes Medicare and they pay 100% for home health and hospice. [/QUOTE]
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