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Message: <blockquote data-quote="Pstmstr" data-source="post: 4029759" data-attributes="member: 51164">Even Apple is offering 4.15% on their new savings but how much is that really? you make $41.50 for a year per thousand? If any of you guys are carrying debt it’s better to pay that off and then have a 3-6 month emergency fund in readily available funds. Some of you guys are buying stuff you don’t need with money you don’t have. I’ve been guilty of that as well. I’m now a financial coach and would be glad to talk to any of you that might be struggling financially. What keeps you up at night? If it’s worrying about money let’s talk. I’ve been there.</blockquote>