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Message: <blockquote data-quote="shotty" data-source="post: 1394033" data-attributes="member: 4395"><p>Your buddy's insurance will probably pay the claim, than sue the U-haul driver to recoup their cost. I was T-boned 2 years ago by a tahoe, he ran a stop light. Totaled my truck, sent me to the hospital via the ambulance. Seems pretty clear who's at fault, one would think? Right. Wrong. Took over 3 months to get everything settled, with a lawyer. This is the reason I have Med-pay on all my vehicles now. Cost is additional $25/ year for $5,000 of coverage, just for injuries caused by or in /on your vehicle. Someone slams their hand in the door? They're covered. You hurt your back unloading some bags of cement, your covered. In a wreck and the other guys insurance has to low of a limit? your covered for at least an additional 5K. But you have to ask for it when buying your policy. Best stuff offered since AAA.</p></blockquote><p></p>