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Message: <blockquote data-quote="maxim240sx" data-source="post: 1540586" data-attributes="member: 10535"><p>Since you guys have state farm I guess you could call my agent. He definitely knows his trade. I have my macbook, DSLR, guns, and Iphone all on my personal articles policy. Its just a nice side coverage because theirs no deductible. Because if it everything was just covered under my homeowners and I just lost my macbook I'd only be reimbursed $400 after deductible. Now with the personal articles policy I get the whole price of the new item, say my macbook $1400. Plus when you file a claim with the articles policy, your premium won't go up unlike your homeowners/renters policy is likely to.</p></blockquote><p></p>