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Message: <blockquote data-quote="alank2" data-source="post: 4123697" data-attributes="member: 108"><p>You are right.  I thought it would be much worse given how high the lock was last year, but after calculating the 10 month period in Excel, it only cost me about $15 more for the whole 10 months to lock it.  I certainly can't gripe at that.  I went ahead and locked it this year at the much lower rate too.</p></blockquote><p></p>