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Message: <blockquote data-quote="Cohiba" data-source="post: 1936176" data-attributes="member: 2550">Never been poor, my grandparents and parents obtained higher educations and worked for their money.Being or the thought of NOT being poor but homeless..Jesus House/Rescue Misson living was an excellent motivator.  In my brain...without an education or a worthy skill, I was going to live under the nearest bridge.   My folks were extremely conservative with their money.My dad use to tell me two things about money:  #1. The shortest quickest way to success is an education.  #2. I better get a good education, I'm not getting a penny of his money until he dies.  Even then, don't expect anything...he might have spent it.When I was a kid, my barber use to say.." Its not how much you make, but how much you can save".Taking this to heart, I bought 80 acres of land by the time I was 16 yrs.old.  At 18, instead of buying a new fancy truck, I had bought another 80 acres and some cattle.My wife is very conservative with money, she could show Dave Ramsey how to save money.I guess when I realized that I wasn't going to make my millions being a rodeo cowboy, I took education seriously.Being homeless,not poor was an excellent motivator for me.Poor: I have a few family members who are classified poor, and they're just as happy as the relatives who live in Oak Tree.  As long as the 3 basics are met...food, clothing, shelter..I'm good.Cohiba</blockquote>