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Message: <blockquote data-quote="TerryMiller" data-source="post: 3354664" data-attributes="member: 7900"><p>Actually, no.  We had to either buy Obamacare plans or pay a "penalty."  Wife looked at the health costs after we retired, and she found that paying the penalty was much cheaper than buying the healthcare.  Even with "pay as you go," we spent far, far less than her cheapest quote for an Obamacare plan would have been.  It would have been $3000 total for the 12 months ($250 per month), plus she would have had to pay $10,000 in deductibles before the insurance paid anything.  Even with paying for doctors and prescriptions through GoodRX, she paid a lot less than $13,000.</p></blockquote><p></p>