Reply to Thread

This site may earn a commission from merchant affiliate links, including eBay, Amazon, and others.

Message: <blockquote data-quote="Johnny" data-source="post: 2092950" data-attributes="member: 14057">If you want to build on the portion that is in a flood plain you will have to carry flood insurance. If you build on a high enough spot in the flood plain you can get an elevation certificate to prove the foundation of the home is above the flood plain level and it will drop your insurance significanty. Just make sure there is a spot high enough to be over the flood level. The elevation cert took our flood insurance from 1300 a year to 230 a year. The foundation of the house is only 3 foot above flood stage. I paid the 1300 a year for 5 years before I got the cert done. They also classify the flood zones by letters in regards to how prone they are to flood. I believe A being the most likely to flood and Z being the least likely to flood. Don't quote me on that though. Like twoguns said the county plats should have more info.</blockquote>