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Message: <blockquote data-quote="vvvvvvv" data-source="post: 1378673" data-attributes="member: 5151">Where do I find these? I'm an online shopper. You know, fill out the form once and get multiple quotes and policies sent to me, read them, narrow, read again, narrow, read again, and choose which one seems to work best.The only things I can seem to find online anymore are high-deductible ones.By the way, is the "God forbid" a sign of sarcasm? <img src="/images/smilies/image810.gif"  class="smilie" loading="lazy" alt=":mean:" title="Image810    :mean:" data-shortname=":mean:" /> (j/k)But yeah, I'm reasonably healthy. The only health problem is my asthma, but I know part of it is diet and exercise related, and I am willing and working to fix that. Even so, I spend under $300/yr between the meds and the dr. appt. for the prescription renewal.I treat my allergies and any other ailments OTC if I can. In fact, I find that just taking something to help me go back to bed if I wake up feeling sick or overcome with allergies is good enough 99% of the time since I can just sleep it off. It takes a pretty bad sickness to get me to see a doctor.But yeah, the only thing I'm worried about is that $50,000+ medical bill. I don't worry about the $200,000+ too much, because I'm likely terminally ill at that point and I can take an advance on my $500,000 term life insurance policy (well, at least until I am 44).But even then, you can always work out a payment plan. <img src="/images/smilies/wink.png"  class="smilie" loading="lazy" alt=";)" title="Wink    ;)" data-shortname=";)" /> And it's been the experience of some of my friends that offering a lump sum in cash can significantly reduce the bill.</blockquote>

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