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Message: <blockquote data-quote="Shadowrider" data-source="post: 1378712" data-attributes="member: 3099">Veggie I got mine through eHealthinsurance.com.  They are only a broker, my plan is from Humana.  I have a 5K deductible, 80/20 plan.  It's also a HSA plan.  I prefer to put the cost difference into my HSA account.  In 4 years I've written 1 check out of it for $180.  If you only spend $300 a year in prescriptions, you could do that easily, that money is tax free, and your account still grows.  I really don't know why more people don't get their own plan and do an HSA.  They are just like a Section 125 plan except if you don't spend it you keep it, still tax free.My plan for just me is around $250 a month and a small part of that is a life insurance rider added on.</blockquote>