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The Water Cooler
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<blockquote data-quote="Hirschkopf" data-source="post: 4150194" data-attributes="member: 50724"><p>I'm 62 and planning to work to 64 or 65 before retiring.</p><p></p><p>For the past couple of years, I've subscribed to Maxifi (financial planning software):</p><p>[URL unfurl="true"]https://maxifiplanner.com/[/URL]</p><p></p><p>One very important personal factor impacting when to draw SS is spouse's survival benefit. That's most important if one is significantly older than the spouse and/or if your benefit is much larger based on a lifetime of much higher income.</p><p></p><p>A free planner that I've heard of before but never used is Open Social Security:</p><p>[URL unfurl="true"]https://opensocialsecurity.com/[/URL]</p><p></p><p>A great website for financial education (a Wiki) and advice (a forum) is Bogleheads.org</p></blockquote><p></p>
[QUOTE="Hirschkopf, post: 4150194, member: 50724"] I'm 62 and planning to work to 64 or 65 before retiring. For the past couple of years, I've subscribed to Maxifi (financial planning software): [URL unfurl="true"]https://maxifiplanner.com/[/URL] One very important personal factor impacting when to draw SS is spouse's survival benefit. That's most important if one is significantly older than the spouse and/or if your benefit is much larger based on a lifetime of much higher income. A free planner that I've heard of before but never used is Open Social Security: [URL unfurl="true"]https://opensocialsecurity.com/[/URL] A great website for financial education (a Wiki) and advice (a forum) is Bogleheads.org [/QUOTE]
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