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Message: <blockquote data-quote="Belthos" data-source="post: 2239262" data-attributes="member: 24944">Do you have any experience with insurance companies?When they pay to cover the medical costs of an individual they now look for all possible legal means to recover that cost by going after anyone that they can make a case of liability against.I had shoulder surgery, months later my employer's insurance company Cigna had a company follow up with me to see if I was involved in an accident or if anyone injured my shoulder such that they could recover the medical costs.My mother was attacked by a pit bull owned by a neighbor, Blue Cross hired a company to find a way to recover the cost from the neighbors.If you waive your civil immunity under the sda then discharge your weapon, you are exposed to an insurance company suing you to recover the medical expenses they paid to cover the injured person you shot.  Even if you win, you'll be forced to spend 5 figures t hire a lawyer to defend you, if you do not hire a lawyer and go pro se they'll likely destroy you unless you are a lawyer yourself.Even if you get to recover your legal costs YEARS down the road, you'll discover the difference between being awarded lawyers fees and costs in court and collecting them.  That's assuming they do not appeal and drag it out for another four, five or seven years.  During this time you have to keep paying for your defense or you lose.If you become the test case to prove you should have the right to carry anywhere regardless of other laws because the 2A guarantees your right, let me know and I'll toss a couple of 20 dollar bills into your defense fund.</blockquote>

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