I have a maverick 88 that was $189. Never failed, fires anything, and if anyone breaks in while I'm not home, I'm only out a 189 dollar shotgun. But that's what works for me. I've been eyeing a 20ga semi as well
If you're not gonna shoot the crap out of it; that Maverick 88 is a good value. I just have more shotgun time behind a plain old pump action Moss 500 or Rem 870... I like racking a solid 12 gauge pump almost as much as I like that oh-so-very-nice-recoil!