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The Water Cooler
General Discussion
Should I carry uninsured motorist coverage?
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<blockquote data-quote="Peace_Maker" data-source="post: 2295664" data-attributes="member: 2164"><p>I have learned the value of having good insurance and I am dumping farmers for USAA. I put my vehicles in USAA and noticed my premiums were somewhat higher than farmers which is to be expected but I also noticed that my USAA policy has 300/100 uninsured motorist coverage. As I understand this will not pay for my vehicle if hit by an uninsured driver but it will pay medical costs. I have never carried this coverage because I have excellent health insurance that basically pays everything. If I drop this coverage I will save about $300 a year. I am considering dropping it on all three vehicles or just dropping it on the two vehicles we drive the least. Anyone think I should keep it?</p></blockquote><p></p>
[QUOTE="Peace_Maker, post: 2295664, member: 2164"] I have learned the value of having good insurance and I am dumping farmers for USAA. I put my vehicles in USAA and noticed my premiums were somewhat higher than farmers which is to be expected but I also noticed that my USAA policy has 300/100 uninsured motorist coverage. As I understand this will not pay for my vehicle if hit by an uninsured driver but it will pay medical costs. I have never carried this coverage because I have excellent health insurance that basically pays everything. If I drop this coverage I will save about $300 a year. I am considering dropping it on all three vehicles or just dropping it on the two vehicles we drive the least. Anyone think I should keep it? [/QUOTE]
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Should I carry uninsured motorist coverage?
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