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Message: <blockquote data-quote="dennishoddy" data-source="post: 4174403" data-attributes="member: 5412">I agree with a lot of the prior advice. Live below your means, and invest everything you can afford into a 401K. My first job gave raises quarterly. Usually was only a quarter to .35 cents. Always took 1/2 of that raise and put it into the investment account. It wasn't much, and raising a family at the same time sometimes made me question that but did it and never looked back. Money never seen is money never missed. Find something your good at on the job and convert it to a side hack or a full-time job. As has been said, the trades are begging for workers. Attend classes at Vo-tech in the evening to gain knowledge and that slip of paper that says your trained. You know how to weld, but the employer doesn't know that. It's amazing how many doors that slip of paper can open. Educating yourself with what can sometimes be free as an employer benefit by going to Vo-tech can really pay off. Make yourself a person with multiple skills. A welder with electrical skills, mechanical skills and computer training opens up doors for industrial maintenance which is the highest paying blue-collar job in Oklahoma and other states. The future belongs to you.</blockquote>