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Message: <blockquote data-quote="HoLeChit" data-source="post: 4174422" data-attributes="member: 35036">Another thing: do the math on saving money. $30k saved by the time you’re 27, assuming 9% returns, turns into a good chunk of change by the time you hit 70. That could be half of your retirement, paid for, and off your worry list for life. Another 30k by the time your 35, invested in the same way, could pay for a sweet sports car and your kids college when it’s time. For me, in my 30s, it will require over double the initial investment to be in the same spot at 70. Not as easy to pull off. Just something to chew on. [URL unfurl="true"]https://www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php[/URL]</blockquote>